UK Driving Theory Practice Exam

What is the minimal level of car insurance?

1. Third Party

2. Comprehensive

3. Third Party, Fire and Theft

4. Collision Coverage

The correct answer is: Third Party

Option B is incorrect because comprehensive car insurance is the highest level of coverage and provides additional protection beyond third party insurance. Option C, while including Fire and Theft coverage, still falls under the category of third party insurance and therefore is not the minimal level. Option D, collision coverage, only covers damage to your own vehicle in the event of a collision and does not provide any liability coverage for damages to other vehicles or property. Third party insurance (option A) provides the minimum level of coverage required by law and covers damages to other vehicles or property in the event of an accident caused by the insured driver.